disability Cached1. disqualification, incompetence, incapability, impotence. Disability, inability imply a lack of power or ability. A disability is some disqualifying deprivation or …That seems like kind of a harsh definition, doesn’t it?I am now labeled as disabled. According to the Social Security administration I qualify for “disability” payments.For those of you not in the U.S.A.“The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.Social Security Disability Insurance pays benefits to you and certain members of your family if you are “insured,” meaning that you worked long enough and paid Social Security taxes.”I wasn’t sure if I was going to talk about this. There is a certain stigma attached to being on SS Disability. People often assume that someone on disability is gaming the system and trying to get something for nothing. In my case because of my age and my diseases I qualify for Social Security. I have paid an awful lot of money over the last 35 years into the Social Security system and at this point they assume that I will not live long enough to collect it all back in my retirement years so they will start paying it now. It is about 1/3 of my working income so it’s not exactly a windfall.
I could not keep working. The last few months I was working were an incredible struggle and I needed to stop. Once I stopped working I immediately started feeling incredibly guilty. My husband became the sole money earner in my house and that’s a lot of pressure. Once my Social Security Disability was approved I felt a little less guilty. At least I am bringing in a little income now. One of the interesting tidbits I learned about Social Security is that once you are on Disability you must be very careful not to earn too much money. My information is not going to be exactly correct because I am doing it from memory of one short conversation but if I have paint a beautiful painting this summer and it sells for $1600.00 I must report this to Social Security. And that’s okay. If I paint another painting next summer and make another $1600.00 that’s okay too! But if 3 years from now I earn another $1600.00 they will stop my disability payments forever. You can earn over a certain amount a month (I think it’s $1500..) only three times before you are considered no longer disabled and you are done.
I completely understand these rules, and actually agree with them because there really isn’t a fair alternative but it is an odd thing. What if I find a painting in m attic worth $2000.00, three times. It would still be income, but I would not have “worked” to earn it, nor would I have any ability to repeat this as needed. It’s weird system. Of course I am not even sure I understand correctly, so I could be completely wrong.